Discover our mission, read a word from our president, and learn more about what fraternal benefit societies are about.

Our Mission

The purposes of the Alliance shall be to unite men and women who are associated with a fraternal benefit society; to promote the development and growth of the fraternal benefit system; to work in harmony with the American Fraternal Alliance for the welfare of the fraternal benefit system; to defeat any act or movement which is contrary to the best interests of the fraternal benefit system; to create a better understanding of the fraternal benefit system; to exchange ideas for the common good of its members; and to do all other things incidental to and consistent with the mission stated above.

President’s Message

Theresa Kluchinski
2021 – 2022 NJ/NY Fraternal Alliance President

Greetings from the New Jersey/New York Fraternal Alliance!

I have the honor and privilege of serving as your president for the 2021 – 2022 term.  This is not my first time serving in this capacity, I served as president for the 2005 – 2006 term as well. 

I would like to congratulate our Immediate Past President, William Swirsding on serving these last two years and conducting a productive 2021 Annual Meeting.  I would also like to congratulate the newly elected officers and directors of the NJ/NY Fraternal Alliance, I’m looking forward to working with you all over the next year.

We have already started planning for our 2022 Annual Meeting.  We will hold the meeting at the Tropicana Casino and Resort in Atlantic City on October 6, 2022.  Please mark your calendar! 

Check back with our website in February 2022 for an updated message and information on our 2022 Youth Award Program and Fraternalist of the Year Award.

Wishing you all a Happy Thanksgiving, Blessed Holiday Season and a Healthy New Year!

What is a Fraternal Benefit Society?

Fraternal benefit societies are membership groups that unite individuals with a common bond, provide them the ability to secure their families’ financial security through a variety of life insurance and investment products, and form one of the nation’s most effective and efficient volunteer networks, delivering billions of dollars of direct financial aid and community service to those who need it most.

Fraternals exemplify the “take care of your own” spirit that helped build America. The common bond between members can be based on religious beliefs, gender, occupation, ethnicity, or shared values. In addition to financial services products, these unique organizations offer members a variety of benefits, such as scholarships, educational programs, travel opportunities and discount programs. Fraternals’ community service activities – both the financial contributions they make to worthy organizations and the structure for the volunteer efforts carried out by their members – are funded by the proceeds generated by the sale of life insurance and other financial services products to members. Because fraternals are “owned” by the members who share a common bond, these charitable activities benefit organizations that mirror the values of the fraternal. The result is “altruism with accountability” since the fraternal must operate responsibly manner to both protect its members financial security and to fulfill its social mission.

Many societies have their roots as mutual aid organizations—founded to serve the needs of immigrants and other underserved groups before the days of government and employer-based health care and retirement programs. Today’s fraternals are focused on serving the needs of others in the communities where their members live and work. Because members are organized into local chapters, fraternals are uniquely positioned to deliver meaningful community services in their own “back yard.” While fraternals provide significant volunteer support to nationally recognized programs such as Habitat for Humanity and Special Olympics, their most important contributions are made to local groups that couldn’t survive without their support, including food banks, battered women’s shelters, veterans and military organizations, and victims of natural disasters.

All fraternal benefit societies must comply with state and federal regulations, with regard to their financial services, and must be licensed by the insurance department of the state or states in which they operate. Fraternal benefit societies are recognized as 501(c)(8), not-for-profit fraternal organizations, by the Internal Revenue Service. According to a 1993 Treasury Department study, the many charitable and benevolent activities of the fraternal benefit system – estimated to be over $2 billion annually – would be severely curtailed if the 100-year-old fraternal tax exemption were repealed. Clearly, fraternals continue to deliver significant value to their members, the hundreds of charitable organizations that benefit from the financial and volunteer support, and American taxpayers more than a century after they were created.

Contact Us

Attn: Cynthia Macon c/o Royal Arcanum
24 East 43rd Street
Bayonne, NJ 07002-4806
%d bloggers like this: